COMPANY / ABOUT

A payment gateway built by payments engineers

PayLuxPay builds checkout, routing and risk infrastructure for a small number of demanding verticals. Small team, senior only, no account managers between you and the people who run the platform.

2019
Founded

Processing high-risk volume since day one.

38
People

Risk, engineering, settlement.

5
Continents covered

Acquiring and payout partners.

620+
Live merchants

Across three verticals.

HOW WE WORK

Three commitments, in writing.

We are selective, and say so early

If your flow is not one we can support well, you hear it on the first call — not after three weeks of document requests.

One analyst, start to finish

The person who reviews your account stays on it. They know your ratios and answer the phone.

Changes come in writing

Rate, reserve and settlement changes arrive as an amendment with reasoning, thirty days ahead.

COMPLIANCE

How we handle security and compliance.

More detail, including our AML framework, is on the legal page.

01

Acquiring network

Bank partners in every region we route to, each contracted directly and reviewed annually.

02

PCI DSS Level 1

Assessed annually. Hosted fields keep most merchants in SAQ-A scope.

03

AML / CTF framework

Risk-based onboarding, ongoing screening, transaction monitoring and reporting.

TALK TO US

Ask the awkward questions first.

Routing control, reserve terms, exit provisions, who holds the funds. We would rather answer them now.