AML / CTF POLICY
How we screen, monitor and report.
Our framework follows a risk-based approach to anti-money-laundering and counter-terrorist-financing obligations.
Onboarding
Every merchant is risk-scored before going live.
- Identification and verification of the legal entity and its beneficial owners above 25%
- Sanctions, PEP and adverse-media screening on owners, directors and the entity
- Source-of-funds and business-model review, including traffic sources
- Verification of any permits the vertical requires
Ongoing monitoring
Risk scores are reviewed at least annually and on any material change.
- Transaction monitoring against merchant-specific baselines
- Velocity, geography and ticket-size anomaly rules
- Chargeback and refund ratio surveillance per MID
- Screening re-run on every payout above threshold
Reporting and record-keeping
Suspicious activity is escalated and reported to the appropriate authority without tipping off.
- Records retained for the statutory period
- A named officer accountable for the framework
- Annual independent review of controls
- Staff training on AML and CTF at least yearly
OTHER DOCUMENTS
The rest of the legal set.
Each is a page of its own.
Terms and conditions
Scope, term, fees, settlement, reserves, prohibited activity, liability and termination.
Privacy policy
What personal data we hold, why, who we share it with, how long we keep it and the rights you can exercise.
Cookie policy
Every cookie we set, what it does, how long it lasts and how to change your choice.
QUESTIONS
Want the full documents first?
Ask and we will send the merchant agreement, AML framework and privacy notice before you apply.