0.61%
Portfolio chargebacks
Trailing 90 days, all verticals.
59%
Disputes deflected
Resolved before they hit the ratio.
45%
Representment win rate
Where evidence supports the case.
24h
Alert to action
Median, automated refunds faster.
THE STACK
Three lines of defence.
PREVENTION
Stop the transaction you did not want
Device, velocity, BIN and behaviour rules run before the acquirer sees the attempt — so your approval data reflects real traffic.
- Rules visible with the traffic they blocked
- Allow-lists for known-good members
- 3DS forced only where it pays for itself
PRE-AUTH SCREENINGLAST 24H
Attempts screened128,410
Blocked by rule2.8%
False-positive est.0.4%
Fraud-to-sales0.09%
DEFLECTION & DEFENCE
Alerts first, representment second
RDR and Ethoca resolve most disputes before they count. What remains goes to representment with session, device and delivery evidence assembled automatically.
- Auto-refund rules by amount and tenure
- Evidence packs built from your own data
- Per-MID ratio monitoring with early warnings
DISPUTE PIPELINELAST 30 DAYS
Alerts received4,820
Deflected59%
Represented28%
Net ratio0.61%
REVIEW
Send your last six months of disputes.
We will show you, line by line, which of them our stack would have deflected.