COMPANY / APPLY

Apply for a merchant account

No forms. Email the risk team with a few lines about the business and a named analyst replies within two business days — then one upload link for the documents.

APPLICATIONS

Email the risk team directly

One message is enough to start. A named analyst replies within two business days with either a document list or an honest no.

apply@payluxpay.com
Put this in the first email
  • Legal entity name and country of incorporation
  • Your vertical and the brands or domains involved
  • Monthly card volume and the markets it comes from
  • Who you process with today, and why you are moving
  • Chargeback and refund ratios for the last six months
REPLY WITHIN 2 BUSINESS DAYSDECISION IN 24–48H OF THE FULL FILE
STEP 01

One email

Enough for us to tell you whether your vertical and checkout flow are ones we support.

STEP 02

Document upload

Corporate file, KYC on beneficial owners, six months of processing statements.

STEP 03

Written offer

MDR, rolling reserve, settlement cycle and volume caps on one page — signed by the analyst who priced it.

STEP 04

Integration

Sandbox keys arrive with the offer. First MID typically live five days after signature.

OTHER WAYS TO REACH US

Or skip the form.

Risk team

For questions about whether we can bank a specific flow.

  • risk@payluxpay.com
  • Answered within one business day

Existing merchants

Support for live accounts, disputes and settlement queries.

  • support@payluxpay.com
  • 24/7 for production incidents

Partners and ISOs

Referral and white-label arrangements.

  • partners@payluxpay.com
  • Revenue share discussed openly
NOT READY

Ask before you apply.

Two lines about the business and the checkout flow is enough for an honest yes or no.